# Booking a bank statement by hand (no bank connection)

> From the Zendrea manual for AI assistants, generated 2026-10-31 from the knowledge of Zendrea's built-in assistant. All topics: https://www.zendrea.ch/llms.txt; all of them in one file: https://www.zendrea.ch/llms-full.txt. Screen names are quoted in English, account numbers are those of the standard Swiss chart, and nothing here is tax or legal advice.

Users coming from paper or desktop tools often ask how to "book a bank statement" — capture a statement's movements without any bank file. The model: **the statement is not a booking object; each movement is booked through its own form**, and the **Bank Account report** then mirrors the bank account line by line with a running balance — date, document no., description, inflow, outflow, balance. The user works through the paper statement and ticks each line off against this view; the closing balance must match the statement's.

Routing per movement type: supplier payments → expense form (or the book-payment button on an on-account expense/asset purchase), client receipts against an invoice booked in the app → invoice payment button, client receipts with NO invoice in the app (cash/card sales, backfilled jobs paid long ago) → the Revenue tab's **"New revenue"** form (books debit bank or cash / credit a revenue account, VAT extracted from the gross, in one step), salary payouts → salary payment button, VAT/AHV payments **and an incoming VAT refund** → the settle button in the respective report (the VAT button is direction-aware — "Book payment" for amounts owed, "Book refund" for an ESTV credit paid into the bank), bank fees and interest → the Others form (e.g. debit 6940 bank charges / credit 1020). There is no batch capture of a whole statement as one multi-line entry (no Sammelbuchung); the Others form books one debit/credit pair per entry.

When the bank offers camt downloads, importing that file into the same report automates the ticking: movements whose reference and amount match a booking are reconciled automatically, likely matches appear as suggestions to confirm with one click, and the panel keeps a tally of what is still open. That is the "Import bank flows" button — the topic [bank-file-import](https://www.zendrea.ch/docs/bank-file-import.md) for the formats it takes and what it does and does not do.